Karen Hill and Kaity Howarth | REALTORS®
Your Path to Success in Real Estate
Mentorship, Tools, and Options to Grow



Hi, I’m Karen Hill, REALTOR® and Team Leader of The KH Team at eXp Realty, born and raised in Thunder Bay. With over 28 years of experience across Thunder Bay and Northwestern Ontario, I’m known not just for my strong negotiation skills and deep market knowledge, but also for my commitment to mentoring agents and helping them build successful, sustainable real estate careers.
I began my real estate career in 1997 and quickly earned a reputation for integrity, professionalism, and results. After more than two decades with RE/MAX First Choice Realty, I launched the KH Team Thunder Bay branch of eXp Realty in 2025, fulfilling my goal of owning my own office and expanding my passion for mentoring agents while elevating client service through cutting-edge technology and powerful marketing systems.
As an industry leader, I serve as President of the Thunder Bay Real Estate Board, and have been on the Board of Directors since 2022. I also volunteer with the Ontario Real Estate Association and sit on the Mayor’s Housing Task Force, helping shape housing policy and advocate for homeowners across Ontario.
My career achievements include induction into the RE/MAX Hall of Fame, multiple Platinum Awards for sales performance, and recognition as an eXp Icon and Certified eXp Mentor, reflecting both my sales excellence and my commitment to guiding other agents toward success.
Whether you’re just starting out or looking to take your business to the next level, the KH Team — Thunder Bay’s only true real estate team — is here to support you with mentorship, proven systems, and the tools you need to succeed.

Why You’ll Love Working with the KH Team
🧑🏫 Hands-on mentorship from Karen Hill to guide your growth.
💻 Access to all tools, technology, and training needed to succeed with eXp.
📊 Clear standards, proven systems, and accountability so you always know your next move.
🏢 A professional office environment with real support when you need it.
💰 Alignment with eXp’s growth, cap, and revenue-share model.
🤝 Be part of Thunder Bay’s only true real estate team — where collaboration meets flexibility.
Who Is This For
Brand New or Upcoming Agents
Still in real estate school, in a program, or just licensed?
I’ll guide you from your first steps to your first successful transaction.
Experienced Agents
Already selling but looking for growth, support, or new opportunities?
We can help you leverage eXp’s cap and revenue-share model, with optional admin and office support, while giving you flexibility to grow your business your way.
Here’s How It Works
1. Book a Confidential Discovery Call
We’ll chat about your goals, where you are in your career, and what you’re looking for.
2. Explore Your Options
Discover how mentorship, the KH Team, or eXp could help you reach your next level.
3. Decide Your Path
Whether you join the KH Team fully or stay independent with eXp, you’ll leave knowing your next steps.
What Our Agents Say

“Karen’s mentorship made my first year in real estate so much smoother. I knew exactly what steps to take to grow my business.” – Kaity Howarth
“Transitioning to eXp with KH Team’s guidance was seamless. I finally feel like I have a plan and support to reach my long-term goals.” – Katie Dumonski

Ready to see what’s possible for your career?
Real Estate Websites by Web4Realty
https://web4realty.com/
